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"People are asking if Google Wallet is safe enough for mobile phone payments," Bedier said in his blog post. "The simple answer to this question is yes. In fact, Google Wallet offers advantages over the plastic cards and folded wallets in use today.". Outfitting retailers with NFCBut perceived and/or real security concerns are just one hurdle that Google must overcome to make Google Wallet a success. Six months after Google launched the app, Google still has only one carrier partner, Sprint Nextel. And there are only two devices that are NFC-enabled and Google Wallet-ready, the Samsung Nexus S 4G on Sprint and the unlocked Galaxy Nexus, which can be used on AT&T's 3G network in the U.S.

More devices are expected to be introduced to the market soon, Sprint said it will sell two additional NFC-enabled smartphones that will use Google Wallet in the first half of this year, The new Apple iPhone expected to launch later this year may also have an NFC chip embedded, but there's no telling if it will be able to access the Google roll my eyes funny quote iphone case Wallet app, Meanwhile, other device makers aren't clamoring to get NFC into their devices, Motorola executive Christy Wyatt said in a recent interview that Motorola hasn't added NFC to devices yet because it adds cost and bulk to the smartphones, And since customers haven't been asking for NFC, Motorola has left it out..

Verizon likely put the kibosh on Google Wallet because it is already working on its own mobile wallet app through a joint venture with AT&T and T-Mobile USA called Isis. The group is expected to release its own digital wallet later this year, possibly making a big announcement at Mobile World Congress in Barcelona later this month. But even Isis, which will be supported on multiple carriers and likely across a wide variety of devices, will face another major problem that Google must overcome. And that's getting NFC-ready equipment installed at retail locations.

In order for any of these smartphone payment apps to work there needs to be an NFC-enabled smartphone that can communicate with an NFC-ready terminal, Getting retailers to invest in the necessary technology upgrades has not been easy, And many retailers still have not deployed the technology, PayPal, which had been experimenting with NFC payments last year, recently said it plans to enable mobile payments without using NFC, Instead, roll my eyes funny quote iphone case PayPal said accounts could be accessed via a phone number and PIN code, The way it would work is that when a customer cashes out at a retailer, he selects PayPal as an option.Then he enters his phone number and the PIN associated with the account..

There's no need to swipe a phone, which means that neither the phone nor the payment terminal must have the NFC hardware installed. The only thing that the retailer needs is a software upgrade to the payment system, which is a much less expensive upgrade than purchasing a new terminal. A Google representative said that it's still early days in the mobile payment market. And he said Google is still committed to its Google Wallet program. "We are very enthusiastic about the start we've had with Google Wallet," said Nate Tyler, a spokesman for Google. "We believe Google Wallet represents an opportunity to bring more value to the transaction, so that consumers can not only pay, but also save and earn rewards when they make purchases.".